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2.00% APY Money Market Account or 10-Month CD
2.25% 18-Month CD
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Please ask us how we can help meet your banking needs (regardless of weather) through on-line banking, ATM networks, direct deposit, and bill payment.  

Now you can even open your account through our web site. Just click on "Open an Account" and you'll be on your way.


New Century Bank Announces Successful Completion of Capital Raise - Raised $43 million of common stock (pdf)

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Personal CheckingPersonal Checking Accounts

Saving You time and money

New Century Bank offers two checking accounts that will save you money, and along with our Century Bill Pay will save you time as well.

 

Platinum Checking

  • NO FEES for bouncing checks for non-sufficient funds or uncollected funds.
  • Additional ¼% added to the regular interest rate on CDs – even when they mature and rollover! *
  • Discount of ¼% off the regular interest rate on home equity loans and home equity lines of credit when paid monthly with auto-pay from your New Century account. *
  • Free New Century Bank style checks or a $10 credit toward an alternate design of your choice.
  • Free online Century Bill Pay.
  • Free Visa Check Card with higher available limits for ATM and Point of Sale transactions. *
  • Competitive rate of interest.
  • No fees for cashier or regular traveler’s checks.
  • 50% discount on safe deposit box rentals (subject to availability).
  • Minimum to open the account is only $10.
Our Platinum Checking account requires the following to avoid a monthly service fee: *

  1. For each statement period, you must maintain an average balance of $25,000 in any combination between your personal deposit accounts and / or outstanding balances on your home equity loan or home equity line of credit. Personal deposits include: checking, savings, money market savings, certificates of deposit, IRAs.
  2. You must initiate at least 10 transactions in your Platinum Checking account per statement period. Transactions include electronic direct deposit, checks posted against your Platinum Checking account, electronic bill pay, Visa Check Card Point of Sale signature transactions.
* Please refer to the Platinum Checking Account Truth in Savings Disclosure.

FREE Checking

  • No minimum balance required.
  • No monthly service fee.
  • Unlimited check writing with no per-check fees.
  • Minimum to open the account is only $10.
  • Only $20 for non-sufficient or uncollected funds fee.

 

Open Your Account With Just $10
DON'T WASTE ANOTHER CENT
WE'LL HELP YOU START SAVING TODAY
CLICK HERE TO OPEN AN ACCOUNT

 

 

 

FDIC Transaction Account Guarantee Program

New Century Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2013, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Minimum FDIC coverage of $250,000.00.

FDICFDIC
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