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Promos and Specials

2.00% APY Money Market Account or 10-Month CD

NCB Notifications

Please ask us how we can help meet your banking needs (regardless of weather) through on-line banking, ATM networks, direct deposit, and bill payment.

Now you can even open your account through our web site. Just click on "Open an Account" and you'll be on your way.

New Century Bank Announces Successful Completion of Capital Raise - Raised $43 million of common stock (pdf)

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Concierge Banking

Personal Savings Accounts

Select the account that suits you

New Century Bank offers a variety of savings vehicles and savings account options, perfect for your personal and family goals. All of our accounts are designed for maximum convenience and efficiency. Whatever your needs, whether to use a no-minimum balance account or maximize your interest, we'll help you find the right account at New Century Bank – your community bank!

Check out our rates, click here!

Statement Savings

$50 minimum deposit to open
$100 minimum balance to avoid per month charge
Interest credited monthly

Money Market Savings 1

$50 minimum deposit to open
$1,000 minimum balance to avoid per month charge
Interest credited monthly

Super Century Saver

$1,000 minimum deposit to open
$1,000 minimum balance to avoid per month charge
Interest credited monthly

Certificates Of Deposit (CD) 2

We offer a variety of high-yielding CDs, with maturities to meet your individual needs:

$500 minimum deposit to open
Flexible terms available
Interest credited quarterly

Explore New Century Bank’s competitive CD Rates and discover a savings vehicle that’s right for you!

Individual Retirement Accounts (IRA)

Save now for retirement with a New Century Bank IRA.

Certificates of Deposit (CD) 2
- $500 minimum deposit to open
- Flexible terms avaialble
- Interest credited quarterly
- Interest earned may be deferred or tax free (Consult your tax advisor)

Retirement Money Market Savings 1
- $50 minimum deposit to open
- No per month charge
- Interest credited quarterly
- Interest earned may be deferred or tax free (Consult your tax advisor)

1 Transaction limitations - Transfers from a Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six (6) per statement cycle.

2 Penalty for early withdrawal fees may reduce earnings

FDIC Transaction Account Guarantee Program

New Century Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2013, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. Minimum FDIC coverage of $250,000.00.